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Prepared for: JOHN CONSUMER Report Date: Sept 27, 2003
Personal Profile Credit Summary Public Records Credit Inquiries Account History Credit Score
  Personal Profile
Here you will find the personal information contained in your credit file, including your legal name(s), address(es), current and previous employers, and date of birth.
Experian Equifax TransUnion
Name:  JOHN CONSUMER  JOHN M CONSUMER  JOHN M CONSUMER 
Also Known As:  JOHN CONSUMER  N/A  CONSUMER, JOHN M 
Year of Birth:  1976 1976 N/A 
Address(es): 
1000 WESTMINSTER
GARDEN GROVE CA 92620

1001 NEWHOPE WAY
SANTA ANA CA 92707

1003 BOWLING WY SANTA
MONICA CA 94704

1000 WESTMINSTER
GARDEN GROVE CA 92620

1001 NEWHOPE WAY
SANTA ANA CA 92707

1003 BOWLING WY SANTA
MONICA CA 94704

1001 NEWHOPE WAY
SANTA ANA CA 92707

1000 WESTMINSTER
GARDEN GROVE CA 92620

Current Employer:  CONSUMERINFO.COM No Employment details listed TIME WARNER 
Previous Employer(s): 
IPLACE.COM
 
N/A N/A 
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  Credit Summary
This section gives you a broad look at your current and past credit status. Here you’ll find the total number of closed and open accounts in your name, the total balance on those accounts, whether you have any delinquencies, and the number of inquiries made into your credit file within the past 6 months.
Experian Equifax TransUnion
Real Estate Accounts:     
Count: 
Balance ($):  $0 $0 $0 
Current: 
Delinquent: 
Other: 
Revolving Accounts:     
Count:  10 
Balance ($):  $64 $316 $316 
Current: 
Delinquent: 
Other: 
Installment Accounts:     
Count: 
Balance ($):  $0 $0 $0 
Current: 
Delinquent: 
Other: 
Other Accounts:     
Count: 
Balance ($):  $0 $0 $0 
Current: 
Delinquent: 
Other: 
Collection Accounts:     
Count: 
Balance ($):  $0 $0 $0 
Current: 
Delinquent: 
Other: 
Total Accounts:     
Count:  10 
Balance ($):  $64 $316 $316 
Current: 
Delinquent: 
Other: 
Accounts Summary:     
Open Accounts: 
Closed Accounts: 
Public Records: 
Inquiries (Prev 6 Months): 
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  Public Records
The information in this section comes from federal district bankruptcy records, state and county court records, tax liens and monetary judgments, and in some states, overdue child support records. Public records remain on your credit report for 7-10 years.
Experian Equifax TransUnion
Type:  Suit   
Date Filed:  Jan 12, 1998   
Reference #:  AB23456   
Court:  US DIST CT   
Plaintiff:  MARY HARDT   
Liability:  N/A   
Asset Amount:  N/A   
Type:  Bankruptcy: CH-13 Filed Bankruptcy Chapter13-petition filed Chapter 13 bankruptcy filing 
Date Filed:  Jun 19, 1997 Jun 19, 1997 Jun 19, 1997 
Reference #:  CN94847 CN94847 CN94847 
Court:  US DIST CT U.S. HIGHEST COURT NY City Court 
Plaintiff:  N/A Marry Jones KRISTINA CONSUMER 
Liability:  $4,526 $25,652 $50,000 
Asset Amount:  $7,580 $25,600 $30,000 
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  Credit Inquiries
This section contains the names of those who obtained a copy of your credit report. Inquiries remain on your report up to two years.
Experian Equifax TransUnion
ROB/MAY RGCC
Department, variety, local, regional, and national chains
Nov 10, 2001
     
BANANA REPUBLIC/MCCBG
Sales Financing Company
Jun 2, 2001
     
ROBINSONS MAY
General Clothing Stores
Feb 14, 1996
     
MBNA
Banks and S&Ls
Jan 6, 2000
     
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  Account History
This section contains the names of those who obtained a copy of your credit report. Inquiries remain on your report up to two years.
Experian Equifax TransUnion
Account Number:  1212121212XXXXWe did not find information for this account.212XXXX
Acct Type:  Revolving or Option  Revolving account 
Acct Status:  Open  Open 
Monthly Payment:  $0  $0 
Date Open:  Jun, 2001  Jun, 2001 
Balance:  $0  $0 
Terms:  N/A  N/A 
High Balance:  $1,400  $0 
Limit:  N/A  $1,400 
Past Due:  $0  $0 
Remarks:  CHARGE  N/A 
Payment Status:  Pays account as agreed  Paid or paying as agreed 
 Account Two Year History Legend
Year:  Year 1 Year 2
2000 > 2001 >
Month:  7 8 9 10 11 12 1 2 3 4 5 6 7 8 9 10 11 12 1 2 3 4 5 6
Equifax: 
Transunion: 
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Experian Equifax TransUnion
Account Number:  131313XXXX313133XXXX31313334XXXX
Acct Type:  Revolving or Option Revolving Charge Account Revolving account 
Acct Status:  Open Open Open 
Monthly Payment:  $0 $0 $0 
Date Open:  Dec, 2000 Dec, 2000 Dec, 2000 
Balance:  $0 $0 $0 
Terms:  N/A Revolving N/A 
High Balance:  $900 $19 $19 
Limit:  N/A $900 $900 
Past Due:  $0 $0 $0 
Remarks:  CHARGE N/A N/A 
Payment Status:  Pays account as agreed Current Paid or paying as agreed 
 Account Two Year History Legend
Year:  Year 1 Year 2
2000 > 2001 >
Month:  11 12 1 2 3 4 5 6 7 8 9 10 11 12 1 2 3 4 5 6 7 8 9 10
Equifax: 
Experian: 
Transunion: 
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Experian Equifax TransUnion
Account Number:  141414XXXX141414XXXX1414XXXX
Acct Type:  Revolving or Option Credit Card - Revolving Terms Revolving account 
Acct Status:  Open Open Open 
Monthly Payment:  $0 $0 $0 
Date Open:  Jan, 2000 Jan, 2000 Jan, 2000 
Balance:  $0 $0 $0 
Terms:  N/A Revolving N/A 
High Balance:  $0 N/A $0 
Limit:  $4,000 $4,000 $4,000 
Past Due:  $0 $0 $0 
Remarks:  CREDIT CARD
 
N/A N/A 
Payment Status:  Pays account as agreed Current Paid or paying as agreed 
 Account Two Year History Legend
Year:  Year 1 Year 2
2000 > 2001 >
Month:  12 1 2 3 4 5 6 7 8 9 10 11 12 1 2 3 4 5 6 7 8 9 10 11
Equifax: 
Experian: 
Transunion: 
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Experian Equifax TransUnion
Account Number:  151515151515XXXX1515XXXX151351XXXX
Acct Type:  Revolving or Option Revolving Charge Account Revolving account 
Acct Status:  Open Open Open 
Monthly Payment:  $0 $0 $0 
Date Open:  Apr, 1999 Apr, 1999 Apr, 1999 
Balance:  $0 $0 $0 
Terms:  N/A Revolving N/A 
High Balance:  $0 $267 $267 
Limit:  $600 $600 $600 
Past Due:  $0 $0 $0 
Remarks:  CHARGE
 
N/A N/A 
Payment Status:  Pays account as agreed Current Paid or paying as agreed 
 Account Two Year History Legend
Year:  Year 1 Year 2
2000 > 2001 >
Month:  12 1 2 3 4 5 6 7 8 9 10 11 12 1 2 3 4 5 6 7 8 9 10 11
Equifax: