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Sample 3 Bureau Online Credit Report
Please click on the section you wish to learn about.

Prepared for: JOHN CONSUMER

Report Date: Sept 27, 2003

This section contains specific information on each account you've opened in the past. Positive information about your accounts remains on your report indefinitely.

BANANA REPUBLIC

Account Number:

1212121212XXXX

We did not find information for this account.

212XXXX

Acct Type:

Revolving or Option

Revolving account

Acct Status:

Open

Monthly Payment:

Date Open:

Jun, 2001

Balance:

Terms:

N/A

High Balance:

$1,400

Limit:

N/A

$1,400

Past Due:

Remarks:

CHARGE

N/A

Payment Status:

Pays account as agreed

Paid or paying as agreed

Account Two Year History

Year:	Year 1												Year 2
				2000 >												2001 >
Month:	7	8	9	10	11	12	1	2	3	4	5	6	7	8	9	10	11	12	1	2	3	4	5	6
Equifax:
Transunion:

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MCCBG/OLD NAVY

Account Number:

131313XXXX

313133XXXX

31313334XXXX

Acct Type:

Revolving or Option

Revolving Charge Account

Revolving account

Acct Status:

Open

Monthly Payment:

Date Open:

Dec, 2000

Balance:

Terms:

N/A

Revolving

N/A

High Balance:

$900

$19

Limit:

N/A

$900

Past Due:

Remarks:

CHARGE

N/A

Payment Status:

Pays account as agreed

Current

Paid or paying as agreed

Account Two Year History

Year:		Year 1												Year 2
	2000 >												2001 >
Month:		11	12	1	2	3	4	5	6	7	8	9	10	11	12	1	2	3	4	5	6	7	8	9	10
Equifax:
Experian:
Transunion:

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MBNA AMERICA

Account Number:

141414XXXX

1414XXXX

Acct Type:

Revolving or Option

Credit Card - Revolving Terms

Revolving account

Acct Status:

Open

Monthly Payment:

Date Open:

Jan, 2000

Balance:

Terms:

N/A

Revolving

N/A

High Balance:

N/A

Limit:

$4,000

Past Due:

Remarks:

CREDIT CARD

N/A

Payment Status:

Pays account as agreed

Current

Paid or paying as agreed

Account Two Year History

Year:	Year 1												Year 2
2000 >											2001 >
Month:	12	1	2	3	4	5	6	7	8	9	10	11	12	1	2	3	4	5	6	7	8	9	10	11
Equifax:
Experian:
Transunion:

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MACY'S WEST/GECCCC

Account Number:

151515151515XXXX

1515XXXX

151351XXXX

Acct Type:

Revolving or Option

Revolving Charge Account

Revolving account

Acct Status:

Open

Monthly Payment:

Date Open:

Apr, 1999

Balance:

Terms:

N/A

Revolving

N/A

High Balance:

$267

Limit:

$600

Past Due:

Remarks:

CHARGE

N/A

Payment Status:

Pays account as agreed

Current

Paid or paying as agreed

Account Two Year History

Year:	Year 1												Year 2
2000 >											2001 >
Month:	12	1	2	3	4	5	6	7	8	9	10	11	12	1	2	3	4	5	6	7	8	9	10	11
Equifax:
Experian:
Transunion:

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WFN VICTORIA'S SECRE

Account Number:

171717171717XXXX

17171717234XXXX

17171717171732XXXX

Acct Type:

Revolving or Option

Revolving Charge Account

Revolving account

Acct Status:

Open

Monthly Payment:

Date Open:

Mar, 1999

Balance:

Terms:

N/A

Revolving

N/A

High Balance:

$1,000

$20

Limit:

N/A

$1,000

Past Due:

Remarks:

CHARGE

N/A

Payment Status:

Too new to rate

Current

Unrated or bankruptcy

Account Two Year History

Year:		Year 1												Year 2
	2000 >												2001 >
Month:		11	12	1	2	3	4	5	6	7	8	9	10	11	12	1	2	3	4	5	6	7	8	9	10
Equifax:
Experian:

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DISCOVER FINANCIAL S

Account Number:

1818181818XXXX

8181818123XXXX

1818XXXX

Acct Type:

Revolving or Option

Credit Card - Revolving Terms

Revolving account

Acct Status:

Open

Monthly Payment:

$10

Date Open:

Feb, 1999

Balance:

$64

Terms:

N/A

Revolving

Minimum

High Balance:

$1,926

$1,988

$1,926

Limit:

N/A

$10,000

Past Due:

Remarks:

CREDIT CARD

N/A

Payment Status:

Pays account as agreed

Current

Paid or paying as agreed

Account Two Year History

Year:		Year 1												Year 2
	2000 >												2001 >
Month:		11	12	1	2	3	4	5	6	7	8	9	10	11	12	1	2	3	4	5	6	7	8	9	10
Equifax:
Experian:
Transunion:

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EXPRESS

Account Number:

191919191919XXXX

19191934XXXX

191919343SDXXXX

Acct Type:

Revolving or Option

Revolving Charge Account

Revolving account

Acct Status:

Open

Monthly Payment:

Date Open:

Nov, 1997

Balance:

Terms:

N/A

Revolving

N/A

High Balance:

$1,000

$277

Limit:

N/A

$1,000

Past Due:

Remarks:

CHARGE

N/A

Payment Status:

Pays account as agreed

Current

Paid or paying as agreed

Account Two Year History

Year:		Year 1												Year 2
	2000 >												2001 >
Month:		11	12	1	2	3	4	5	6	7	8	9	10	11	12	1	2	3	4	5	6	7	8	9	10
Equifax:
Experian:
Transunion:

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ROBINSONS/MAY

Account Number:

We did not find information for this account.

31313131XXXX

Acct Type:

Revolving Charge Account

Revolving account

Acct Status:

Open

Monthly Payment:

Date Open:

Jun, 1997

Balance:

Terms:

Revolving

N/A

High Balance:

$48

Limit:

N/A

Past Due:

Remarks:

N/A

Payment Status:

Current

Paid or paying as agreed

Account Two Year History

Year:		Year 1												Year 2
	2000 >												2001 >
Month:		11	12	1	2	3	4	5	6	7	8	9	10	11	12	1	2	3	4	5	6	7	8	9	10
Experian:
Transunion:

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WELLS FARGO

Account Number:

11011011011XXXX

1101101XXXX

110110110XXXX

Acct Type:

Revolving or Option

Credit Card - Revolving Terms

Revolving account

Acct Status:

Closed

Monthly Payment:

Date Open:

Dec, 1996

Balance:

Terms:

N/A

Revolving

N/A

High Balance:

$700

$383

$700

Limit:

N/A

$700

Past Due:

Remarks:

ACCOUNT CLOSED BY CONSUMER
PAID ACCOUNT / ZERO BALANCE

Credit line closed-consumer request-reported by subscriber

Account closed by consumer

Payment Status:

Pays account as agreed

Paid satisfactorily

Unrated

Account Two Year History

Year:	Year 1												Year 2
	1998 >												1999 >
Month:	10	11	12	1	2	3	4	5	6	7	8	9	10	11	12	1	2	3	4	5	6	7	8	9
Equifax:
Experian:
Transunion:

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MBNA AMERICA BANK NA

Account Number:

We did not find information for this account.

212121XXXX

12121XXXX

Acct Type:

Credit Card - Revolving Terms

Revolving account

Acct Status:

Open

Monthly Payment:

$15

Date Open:

Nov, 1993

Balance:

$252

Terms:

Revolving

Minimum

High Balance:

$1,488

Limit:

$20,400

$20,000

Past Due:

Remarks:

N/A

Payment Status:

Current

Paid or paying as agreed

Account Two Year History

Year:

Year 1

Year 2

2000 >

2001 >

Month:

Experian:

Transunion:

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Legend
	Current	90 Days Late
	No Data Provided*	120 Days Late
	30 Days Late	Chargeoff or Collection
	60 Days Late	Repossession or Foreclosure
		Payment Plan
*Sometimes the credit bureaus do not have information from a particular month on file.