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This section contains specific information on each account you've opened in the past. Positive information about your accounts remains on your report indefinitely.
Account Details
  Account Number: Account number with the creditor. For your security and privacy we've replaced the last 4 digits of the account number with ****.
  Type of Business: Describes the creditor's type of business. Common types are Bank Credit Cards, Mortgage Companies, Personal Loan Companies or Credit Unions.
  Type of Account: Describes the type of account. Common types are Revolving, Installment, or Collection.
  Date Opened: Date the account was opened.
  Balance Date: Date the account balance was reported.
  Balance: Current account balance as of the balance date. NOTE - Recent changes to your account might still be in process at your creditor or the credit bureau.
  Credit Limit:

For revolving accounts - indicates the maximum amount of credit available.

For installment accounts - indicates the balance of the account.

  Monthly Payment: Monthly payment on this account.
  Past Due: Reports the amount past due for the account. NOTE - Recent changes to your account might still be in process at your creditor or the credit bureau.
Payment History Legend
Current 30 Days Late 60 Days Late 90 Days Late 120+ Days Late Payment Plan Repossesion or Foreclosure Chargeoff or Collection
   Current: Payment was received by the due date for this month. Account is current or has a zero balance - reported on update tape.
   30 Days Late: Payment was not received as of 30 days after the due date.
   60 Days Late: Payment was not received as of 60 days after the due date.
   90 Days Late: Payment was not received as of 90 days after the due date.
   120 Days Late: Payment was not received as of 120 days or more after the due date.
   Payment Plan: A payment arrangement has been agreed to by the creditor and the consumer.
   Repossesion or Foreclosure: Account was turned over for repossession or foreclosure.
   Chargeoff or Collection: Account was assigned to a collection agency or charged off by the creditor.
Contact Us - If this doesn't answer your question, please contact us.