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Prepared for: JOHN CONSUMER

Report Date: Nov 27, 2001

This section contains specific information on each account you've opened in the past. Positive information about your accounts remains on your report indefinitely.

BANANA REPUBLIC

Account Number:

1212121212XXXX

Acct Type:

Revolving or Option

Acct Status:

Open

Monthly Payment:

Date Open:

Jun, 2001

Balance:

Terms:

N/A

High Balance:

$1,400

Limit:

N/A

Past Due:

Remarks:

CHARGE

Payment Status:

Pays account as agreed

Account Two Year History

Year:	Year 1												Year 2
				2000 >												2001 >
Month:	7	8	9	10	11	12	1	2	3	4	5	6	7	8	9	10	11	12	1	2	3	4	5	6
Equifax:

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MCCBG/OLD NAVY

Account Number:

131313XXXX

Acct Type:

Revolving or Option

Acct Status:

Open

Monthly Payment:

Date Open:

Dec, 2000

Balance:

Terms:

N/A

High Balance:

$900

Limit:

N/A

Past Due:

Remarks:

CHARGE

Payment Status:

Pays account as agreed

Account Two Year History

Year:		Year 1												Year 2
	2000 >												2001 >
Month:		11	12	1	2	3	4	5	6	7	8	9	10	11	12	1	2	3	4	5	6	7	8	9	10
Equifax:

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MBNA AMERICA

Account Number:

141414XXXX

Acct Type:

Revolving or Option

Acct Status:

Open

Monthly Payment:

Date Open:

Jan, 2000

Balance:

Terms:

N/A

High Balance:

Limit:

$4,000

Past Due:

Remarks:

CREDIT CARD

Payment Status:

Pays account as agreed

Account Two Year History

Year:	Year 1												Year 2
2000 >											2001 >
Month:	12	1	2	3	4	5	6	7	8	9	10	11	12	1	2	3	4	5	6	7	8	9	10	11
Equifax:

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MACY'S WEST/GECCCC

Account Number:

151515151515XXXX

Acct Type:

Revolving or Option

Acct Status:

Open

Monthly Payment:

Date Open:

Apr, 1999

Balance:

Terms:

N/A

High Balance:

Limit:

$600

Past Due:

Remarks:

CHARGE

Payment Status:

Pays account as agreed

Account Two Year History

Year:	Year 1												Year 2
2000 >											2001 >
Month:	12	1	2	3	4	5	6	7	8	9	10	11	12	1	2	3	4	5	6	7	8	9	10	11
Equifax:

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WFN VICTORIA'S SECRE

Account Number:

171717171717XXXX

Acct Type:

Revolving or Option

Acct Status:

Open

Monthly Payment:

Date Open:

Mar, 1999

Balance:

Terms:

N/A

High Balance:

$1,000

Limit:

N/A

Past Due:

Remarks:

CHARGE

Payment Status:

Too new to rate

Account Two Year History

Year:		Year 1												Year 2
	2000 >												2001 >
Month:		11	12	1	2	3	4	5	6	7	8	9	10	11	12	1	2	3	4	5	6	7	8	9	10
Equifax:

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DISCOVER FINANCIAL S

Account Number:

1818181818XXXX

Acct Type:

Revolving or Option

Acct Status:

Open

Monthly Payment:

$10

Date Open:

Feb, 1999

Balance:

$64

Terms:

N/A

High Balance:

$1,926

Limit:

N/A

Past Due:

Remarks:

CREDIT CARD

Payment Status:

Pays account as agreed

Account Two Year History

Year:		Year 1												Year 2
	2000 >												2001 >
Month:		11	12	1	2	3	4	5	6	7	8	9	10	11	12	1	2	3	4	5	6	7	8	9	10
Equifax:

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EXPRESS

Account Number:

191919191919XXXX

Acct Type:

Revolving or Option

Acct Status:

Open

Monthly Payment:

Date Open:

Nov, 1997

Balance:

Terms:

N/A

High Balance:

$1,000

Limit:

N/A

Past Due:

Remarks:

CHARGE

Payment Status:

Pays account as agreed

Account Two Year History

Year:		Year 1												Year 2
	2000 >												2001 >
Month:		11	12	1	2	3	4	5	6	7	8	9	10	11	12	1	2	3	4	5	6	7	8	9	10
Equifax:

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ROBINSONS/MAY

Account Number:

We did not find information for this account.

Acct Type:

Acct Status:

Monthly Payment:

Date Open:

Balance:

Terms:

High Balance:

Limit:

Past Due:

Remarks:

Payment Status:

Account Two Year History

Year:		Year 1												Year 2
	2000 >												2001 >
Month:		11	12	1	2	3	4	5	6	7	8	9	10	11	12	1	2	3	4	5	6	7	8	9	10
Experian:

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WELLS FARGO

Account Number:

11011011011XXXX

Acct Type:

Revolving or Option

Acct Status:

Closed

Monthly Payment:

Date Open:

Dec, 1996

Balance:

Terms:

N/A

High Balance:

$700

Limit:

N/A

Past Due:

Remarks:

ACCOUNT CLOSED BY CONSUMER
PAID ACCOUNT / ZERO BALANCE

Payment Status:

Pays account as agreed

Account Two Year History

Year:	Year 1												Year 2
	1998 >												1999 >
Month:	10	11	12	1	2	3	4	5	6	7	8	9	10	11	12	1	2	3	4	5	6	7	8	9
Equifax:

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MBNA AMERICA BANK NA

Account Number:

We did not find information for this account.

Acct Type:

Acct Status:

Monthly Payment:

Date Open:

Balance:

Terms:

High Balance:

Limit:

Past Due:

Remarks:

Payment Status:

Account Two Year History

Year:

Year 1

Year 2

2000 >

2001 >

Month:

Experian:

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Legend
	Current	90 Days Late
	No Data Provided*	120 Days Late
	30 Days Late	Chargeoff or Collection
	60 Days Late	Repossession or Foreclosure
		Payment Plan
*Sometimes the credit bureaus do not have information from a particular month on file.