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Prepared for: JOHN CONSUMER Report Date: Sept 27, 2003
Personal Profile Credit Summary Public Records Credit Inquiries Account History Credit Score
This section contains specific information on each account you've opened in the past. Positive information about your accounts remains on your report indefinitely.
Experian Equifax TransUnion
Account Number:  1212121212XXXX
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You'll receive:
  • New! Unlimited Experian credit reports
    See your updated credit report at anytime with your full membership


  • New! Email alerts of changes to your credit report. We monitor your credit report daily and notify you when key changes are detected


  • Improved! Credit Dispute Forms and Tips
    Easily dispute mistakes that could be hurting your credit rating


  • Toll-free support seven days a week


  • Save $10 off your 3 Bureau Online Credit Report when you add your other two credit files to your existing credit report!


Acct Type:  Revolving or Option 
Acct Status:  Open 
Monthly Payment:  $0 
Date Open:  Jun, 2001 
Balance:  $0 
Terms:  N/A 
High Balance:  $1,400 
Limit:  N/A 
Past Due:  $0 
Remarks:  CHARGE 
Payment Status:  Pays account as agreed 
 Account Two Year History Legend
Year:  Year 1 Year 2
2000 > 2001 >
Month:  7 8 9 10 11 12 1 2 3 4 5 6 7 8 9 10 11 12 1 2 3 4 5 6
Equifax: 
Transunion: 
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Experian Equifax TransUnion
Account Number:  131313XXXX
Get a FREE credit report along with a FREE 30-day trial of CreditCheck®!
You'll receive:
  • New! Unlimited Experian credit reports
    See your updated credit report at anytime with your full membership


  • New! Email alerts of changes to your credit report. We monitor your credit report daily and notify you when key changes are detected


  • Improved! Credit Dispute Forms and Tips
    Easily dispute mistakes that could be hurting your credit rating


  • Toll-free support seven days a week


  • Save $10 off your 3 Bureau Online Credit Report when you add your other two credit files to your existing credit report!


Acct Type:  Revolving or Option 
Acct Status:  Open 
Monthly Payment:  $0 
Date Open:  Dec, 2000 
Balance:  $0 
Terms:  N/A 
High Balance:  $900 
Limit:  N/A 
Past Due:  $0 
Remarks:  CHARGE 
Payment Status:  Pays account as agreed 
 Account Two Year History Legend
Year:  Year 1 Year 2
2000 > 2001 >
Month:  11 12 1 2 3 4 5 6 7 8 9 10 11 12 1 2 3 4 5 6 7 8 9 10
Equifax: 
Experian: 
Transunion: 
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Experian Equifax TransUnion
Account Number:  141414XXXX
Get a FREE credit report along with a FREE 30-day trial of CreditCheck®!
You'll receive:
  • New! Unlimited Experian credit reports
    See your updated credit report at anytime with your full membership


  • New! Email alerts of changes to your credit report. We monitor your credit report daily and notify you when key changes are detected


  • Improved! Credit Dispute Forms and Tips
    Easily dispute mistakes that could be hurting your credit rating


  • Toll-free support seven days a week


  • Save $10 off your 3 Bureau Online Credit Report when you add your other two credit files to your existing credit report!


Acct Type:  Revolving or Option 
Acct Status:  Open 
Monthly Payment:  $0 
Date Open:  Jan, 2000 
Balance:  $0 
Terms:  N/A 
High Balance:  $0 
Limit:  $4,000 
Past Due:  $0 
Remarks:  CREDIT CARD
 
Payment Status:  Pays account as agreed 
 Account Two Year History Legend
Year:  Year 1 Year 2
2000 > 2001 >
Month:  12 1 2 3 4 5 6 7 8 9 10 11 12 1 2 3 4 5 6 7 8 9 10 11
Equifax: 
Experian: 
Transunion: 
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Experian Equifax TransUnion
Account Number:  151515151515XXXX
Get a FREE credit report along with a FREE 30-day trial of CreditCheck®!
You'll receive:
  • New! Unlimited Experian credit reports
    See your updated credit report at anytime with your full membership


  • New! Email alerts of changes to your credit report. We monitor your credit report daily and notify you when key changes are detected


  • Improved! Credit Dispute Forms and Tips
    Easily dispute mistakes that could be hurting your credit rating


  • Toll-free support seven days a week


  • Save $10 off your 3 Bureau Online Credit Report when you add your other two credit files to your existing credit report!


Acct Type:  Revolving or Option 
Acct Status:  Open 
Monthly Payment:  $0 
Date Open:  Apr, 1999 
Balance:  $0 
Terms:  N/A 
High Balance:  $0 
Limit:  $600 
Past Due:  $0 
Remarks:  CHARGE
 
Payment Status:  Pays account as agreed 
 Account Two Year History Legend
Year:  Year 1 Year 2
2000 > 2001 >
Month:  12 1 2 3 4 5 6 7 8 9 10 11 12 1 2 3 4 5 6 7 8 9 10 11
Equifax: 
Experian: 
Transunion: 
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Experian Equifax TransUnion
Account Number:  171717171717XXXX
Get a FREE credit report along with a FREE 30-day trial of CreditCheck®!
You'll receive:
  • New! Unlimited Experian credit reports
    See your updated credit report at anytime with your full membership


  • New! Email alerts of changes to your credit report. We monitor your credit report daily and notify you when key changes are detected


  • Improved! Credit Dispute Forms and Tips
    Easily dispute mistakes that could be hurting your credit rating


  • Toll-free support seven days a week


  • Save $10 off your 3 Bureau Online Credit Report when you add your other two credit files to your existing credit report!


Acct Type:  Revolving or Option 
Acct Status:  Open 
Monthly Payment:  $0 
Date Open:  Mar, 1999 
Balance:  $0 
Terms:  N/A 
High Balance:  $1,000 
Limit:  N/A 
Past Due:  $0 
Remarks:  CHARGE 
Payment Status:  Too new to rate 
 Account Two Year History Legend
Year:  Year 1 Year 2
2000 > 2001 >
Month:  11 12 1 2 3 4 5 6 7 8 9 10 11 12 1 2 3 4 5 6 7 8 9 10
Equifax: 
Experian: 
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Experian Equifax TransUnion
Account Number:  1818181818XXXX
Get a FREE credit report along with a FREE 30-day trial of CreditCheck®!
You'll receive:
  • New! Unlimited Experian credit reports
    See your updated credit report at anytime with your full membership


  • New! Email alerts of changes to your credit report. We monitor your credit report daily and notify you when key changes are detected


  • Improved! Credit Dispute Forms and Tips
    Easily dispute mistakes that could be hurting your credit rating


  • Toll-free support seven days a week


  • Save $10 off your 3 Bureau Online Credit Report when you add your other two credit files to your existing credit report!


Acct Type:  Revolving or Option 
Acct Status:  Open 
Monthly Payment:  $10 
Date Open:  Feb, 1999 
Balance:  $64 
Terms:  N/A 
High Balance:  $1,926 
Limit:  N/A 
Past Due:  $0 
Remarks:  CREDIT CARD 
Payment Status:  Pays account as agreed 
 Account Two Year History Legend
Year:  Year 1 Year 2
2000 > 2001 >
Month:  11 12 1 2 3 4 5 6 7 8 9 10 11 12 1 2 3 4 5 6 7 8 9 10
Equifax: 
Experian: 
Transunion: 
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Experian Equifax TransUnion
Account Number:  191919191919XXXX
Get a FREE credit report along with a FREE 30-day trial of CreditCheck®!
You'll receive:
  • New! Unlimited Experian credit reports
    See your updated credit report at anytime with your full membership


  • New! Email alerts of changes to your credit report. We monitor your credit report daily and notify you when key changes are detected


  • Improved! Credit Dispute Forms and Tips
    Easily dispute mistakes that could be hurting your credit rating


  • Toll-free support seven days a week


  • Save $10 off your 3 Bureau Online Credit Report when you add your other two credit files to your existing credit report!


Acct Type:  Revolving or Option 
Acct Status:  Open 
Monthly Payment:  $0 
Date Open:  Nov, 1997 
Balance:  $0 
Terms:  N/A 
High Balance:  $1,000 
Limit:  N/A 
Past Due:  $0 
Remarks:  CHARGE 
Payment Status:  Pays account as agreed 
 Account Two Year History Legend
Year:  Year 1 Year 2
2000 > 2001 >
Month:  11 12 1 2 3 4 5 6 7 8 9 10 11 12 1 2 3 4 5 6 7 8 9 10
Equifax: 
Experian: 
Transunion: 
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Experian Equifax TransUnion
Account Number:  We did not find information for this account.
Get a FREE credit report along with a FREE 30-day trial of CreditCheck®!
You'll receive:
  • New! Unlimited Experian credit reports
    See your updated credit report at anytime with your full membership


  • New! Email alerts of changes to your credit report. We monitor your credit report daily and notify you when key changes are detected


  • Improved! Credit Dispute Forms and Tips
    Easily dispute mistakes that could be hurting your credit rating


  • Toll-free support seven days a week


  • Save $10 off your 3 Bureau Online Credit Report when you add your other two credit files to your existing credit report!


Acct Type:   
Acct Status:   
Monthly Payment:   
Date Open:   
Balance:   
Terms:   
High Balance:   
Limit:   
Past Due:   
Remarks:   
Payment Status:   
 Account Two Year History Legend
Year:  Year 1 Year 2
2000 > 2001 >
Month:  11 12 1 2 3 4 5 6 7 8 9 10 11 12 1 2 3 4 5 6 7 8 9 10
Experian: 
Transunion: 
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Experian Equifax TransUnion
Account Number:  11011011011XXXX
Get a FREE credit report along with a FREE 30-day trial of CreditCheck®!
You'll receive:
  • New! Unlimited Experian credit reports
    See your updated credit report at anytime with your full membership


  • New! Email alerts of changes to your credit report. We monitor your credit report daily and notify you when key changes are detected


  • Improved! Credit Dispute Forms and Tips
    Easily dispute mistakes that could be hurting your credit rating


  • Toll-free support seven days a week


  • Save $10 off your 3 Bureau Online Credit Report when you add your other two credit files to your existing credit report!


Acct Type:  Revolving or Option 
Acct Status:  Closed 
Monthly Payment:  $0 
Date Open:  Dec, 1996 
Balance:  $0 
Terms:  N/A 
High Balance:  $700 
Limit:  N/A 
Past Due:  $0 
Remarks:  ACCOUNT CLOSED BY CONSUMER
PAID ACCOUNT / ZERO BALANCE 
Payment Status:  Pays account as agreed 
 Account Two Year History Legend
Year:  Year 1 Year 2
1998 > 1999 >
Month:  10 11 12 1 2 3 4 5 6 7 8 9 10 11 12 1 2 3 4 5 6 7 8 9
Equifax: 
Experian: 
Transunion: 
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Experian Equifax TransUnion
Account Number:  We did not find information for this account.
Get a FREE credit report along with a FREE 30-day trial of CreditCheck®!
You'll receive:
  • New! Unlimited Experian credit reports
    See your updated credit report at anytime with your full membership


  • New! Email alerts of changes to your credit report. We monitor your credit report daily and notify you when key changes are detected


  • Improved! Credit Dispute Forms and Tips
    Easily dispute mistakes that could be hurting your credit rating


  • Toll-free support seven days a week


  • Save $10 off your 3 Bureau Online Credit Report when you add your other two credit files to your existing credit report!


Acct Type:   
Acct Status:   
Monthly Payment:   
Date Open:   
Balance:   
Terms:   
High Balance:   
Limit:   
Past Due:   
Remarks:   
Payment Status:   
 Account Two Year History Legend
Year:  Year 1 Year 2
2000 > 2001 >
Month:  12 1 2 3 4 5 6 7 8 9 10 11 12 1 2 3 4 5 6 7 8 9 10 11
Experian: 
Transunion: 
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Legend
Current 90 Days Late
No Data Provided* 120 Days Late
30 Days Late Chargeoff or Collection
60 Days Late Repossession or Foreclosure
Payment Plan

*Sometimes the credit bureaus do not have information from a particular month on file.