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Sample 3 Bureau Online Credit Report
Please click on the section you wish to learn about.
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| Prepared for: JOHN CONSUMER |
Report Date: Sept 27, 2003 |
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This section contains specific information on each account you've opened in the past.
Positive information about your accounts remains on your report indefinitely.
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BANANA REPUBLIC |
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Account Number: |
1212121212XXXX | We did not find information for this account. | 212XXXX |
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Acct Type: |
Revolving or Option | | Revolving account |
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Acct Status: |
Open | | Open |
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Monthly Payment: |
$0 | | $0 |
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Date Open: |
Jun, 2001 | | Jun, 2001 |
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Balance: |
$0 | | $0 |
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Terms: |
N/A | | N/A |
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High Balance: |
$1,400 | | $0 |
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Limit: |
N/A | | $1,400 |
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Past Due: |
$0 | | $0 |
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Remarks: |
CHARGE | | N/A |
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Payment Status: |
Pays account as agreed | | Paid or paying as agreed |
 Account Two Year History
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| Year: |
Year 1 |
Year 2 |
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2000
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2001
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| Month: |
7 |
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9 |
10 |
11 |
12 |
1 |
2 |
3 |
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5 |
6 |
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8 |
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11 |
12 |
1 |
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| Equifax: |
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| Transunion: |
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^Top of Page^ |
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MCCBG/OLD NAVY |
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Account Number: |
131313XXXX | 313133XXXX | 31313334XXXX |
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Acct Type: |
Revolving or Option | Revolving Charge Account | Revolving account |
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Acct Status: |
Open | Open | Open |
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Monthly Payment: |
$0 | $0 | $0 |
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Date Open: |
Dec, 2000 | Dec, 2000 | Dec, 2000 |
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Balance: |
$0 | $0 | $0 |
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Terms: |
N/A | Revolving | N/A |
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High Balance: |
$900 | $19 | $19 |
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Limit: |
N/A | $900 | $900 |
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Past Due: |
$0 | $0 | $0 |
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Remarks: |
CHARGE | N/A | N/A |
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Payment Status: |
Pays account as agreed | Current | Paid or paying as agreed |
| Account Two Year History
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| Year: |
Year 1 |
Year 2 |
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2000
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2001
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| Month: |
11 |
12 |
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7 |
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9 |
10 |
11 |
12 |
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| Equifax: |
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| Experian: |
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| Transunion: |
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^Top of Page^ |
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MBNA AMERICA |
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Account Number: |
141414XXXX | 141414XXXX | 1414XXXX |
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Acct Type: |
Revolving or Option | Credit Card - Revolving Terms | Revolving account |
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Acct Status: |
Open | Open | Open |
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Monthly Payment: |
$0 | $0 | $0 |
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Date Open: |
Jan, 2000 | Jan, 2000 | Jan, 2000 |
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Balance: |
$0 | $0 | $0 |
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Terms: |
N/A | Revolving | N/A |
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High Balance: |
$0 | N/A | $0 |
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Limit: |
$4,000 | $4,000 | $4,000 |
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Past Due: |
$0 | $0 | $0 |
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Remarks: |
CREDIT CARD
| N/A | N/A |
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Payment Status: |
Pays account as agreed | Current | Paid or paying as agreed |
| Account Two Year History
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| Year: |
Year 1 |
Year 2 |
| 2000
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2001
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| Month: |
12 |
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6 |
7 |
8 |
9 |
10 |
11 |
12 |
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2 |
3 |
4 |
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6 |
7 |
8 |
9 |
10 |
11 |
| Equifax: |
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| Experian: |
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| Transunion: |
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^Top of Page^ |
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MACY'S WEST/GECCCC |
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Account Number: |
151515151515XXXX | 1515XXXX | 151351XXXX |
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Acct Type: |
Revolving or Option | Revolving Charge Account | Revolving account |
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Acct Status: |
Open | Open | Open |
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Monthly Payment: |
$0 | $0 | $0 |
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Date Open: |
Apr, 1999 | Apr, 1999 | Apr, 1999 |
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Balance: |
$0 | $0 | $0 |
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Terms: |
N/A | Revolving | N/A |
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High Balance: |
$0 | $267 | $267 |
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Limit: |
$600 | $600 | $600 |
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Past Due: |
$0 | $0 | $0 |
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Remarks: |
CHARGE
| N/A | N/A |
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Payment Status: |
Pays account as agreed | Current | Paid or paying as agreed |
| Account Two Year History
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| Year: |
Year 1 |
Year 2 |
| 2000
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2001
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| Month: |
12 |
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3 |
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7 |
8 |
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10 |
11 |
12 |
1 |
2 |
3 |
4 |
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6 |
7 |
8 |
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10 |
11 |
| Equifax: |
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| Experian: |
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| Transunion: |
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^Top of Page^ |
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WFN VICTORIA'S SECRE |
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Account Number: |
171717171717XXXX | 17171717234XXXX | 17171717171732XXXX |
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Acct Type: |
Revolving or Option | Revolving Charge Account | Revolving account |
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Acct Status: |
Open | Open | Open |
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Monthly Payment: |
$0 | $0 | $0 |
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Date Open: |
Mar, 1999 | Mar, 1999 | Mar, 1999 |
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Balance: |
$0 | $0 | $0 |
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Terms: |
N/A | Revolving | N/A |
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High Balance: |
$1,000 | $20 | $20 |
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Limit: |
N/A | $1,000 | $1,000 |
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Past Due: |
$0 | $0 | $0 |
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Remarks: |
CHARGE | N/A | N/A |
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Payment Status: |
Too new to rate | Current | Unrated or bankruptcy |
| Account Two Year History
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| Year: |
Year 1 |
Year 2 |
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2000
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2001
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| Month: |
11 |
12 |
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7 |
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9 |
10 |
11 |
12 |
1 |
2 |
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7 |
8 |
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10 |
| Equifax: |
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| Experian: |
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^Top of Page^ |
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DISCOVER FINANCIAL S |
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Account Number: |
1818181818XXXX | 8181818123XXXX | 1818XXXX |
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Acct Type: |
Revolving or Option | Credit Card - Revolving Terms | Revolving account |
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Acct Status: |
Open | Open | Open |
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Monthly Payment: |
$10 | $10 | $10 |
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Date Open: |
Feb, 1999 | Feb, 1999 | Feb, 1999 |
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Balance: |
$64 | $64 | $64 |
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Terms: |
N/A | Revolving | Minimum |
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High Balance: |
$1,926 | $1,988 | $1,926 |
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Limit: |
N/A | $10,000 | $10,000 |
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Past Due: |
$0 | $0 | $0 |
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Remarks: |
CREDIT CARD | N/A | N/A |
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Payment Status: |
Pays account as agreed | Current | Paid or paying as agreed |
| Account Two Year History
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| Year: |
Year 1 |
Year 2 |
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2000
>
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2001
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| Month: |
11 |
12 |
1 |
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7 |
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10 |
11 |
12 |
1 |
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| Equifax: |
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| Experian: |
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| Transunion: |
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^Top of Page^ |
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EXPRESS |
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Account Number: |
191919191919XXXX | 19191934XXXX | 191919343SDXXXX |
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Acct Type: |
Revolving or Option | Revolving Charge Account | Revolving account |
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Acct Status: |
Open | Open | Open |
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Monthly Payment: |
$0 | $0 | $0 |
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Date Open: |
Nov, 1997 | Nov, 1997 | Nov, 1997 |
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Balance: |
$0 | $0 | $0 |
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Terms: |
N/A | Revolving | N/A |
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High Balance: |
$1,000 | $277 | $277 |
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Limit: |
N/A | $1,000 | $1,000 |
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Past Due: |
$0 | $0 | $0 |
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Remarks: |
CHARGE | N/A | N/A |
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Payment Status: |
Pays account as agreed | Current | Paid or paying as agreed |
| Account Two Year History
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| Year: |
Year 1 |
Year 2 |
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2000
>
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2001
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| Month: |
11 |
12 |
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10 |
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| Equifax: |
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| Experian: |
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| Transunion: |
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^Top of Page^ |
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ROBINSONS/MAY |
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Account Number: |
We did not find information for this account. | 31313131XXXX | 31313131XXXX |
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Acct Type: |
| Revolving Charge Account | Revolving account |
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Acct Status: |
| Open | Open |
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Monthly Payment: |
| $0 | $0 |
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Date Open: |
| Jun, 1997 | Jun, 1997 |
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Balance: |
| $0 | $0 |
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Terms: |
| Revolving | N/A |
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High Balance: |
| $48 | $48 |
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Limit: |
| N/A | N/A |
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Past Due: |
| $0 | $0 |
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Remarks: |
| N/A | N/A |
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Payment Status: |
| Current | Paid or paying as agreed |
| Account Two Year History
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| Year: |
Year 1 |
Year 2 |
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2000
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2001
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| Month: |
11 |
12 |
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12 |
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| Experian: |
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| Transunion: |
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^Top of Page^ |
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WELLS FARGO |
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Account Number: |
11011011011XXXX | 1101101XXXX | 110110110XXXX |
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Acct Type: |
Revolving or Option | Credit Card - Revolving Terms | Revolving account |
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Acct Status: |
Closed | Closed | Closed |
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Monthly Payment: |
$0 | $0 | $0 |
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Date Open: |
Dec, 1996 | Dec, 1996 | Dec, 1996 |
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Balance: |
$0 | $0 | $0 |
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Terms: |
N/A | Revolving | N/A |
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High Balance: |
$700 | $383 | $700 |
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Limit: |
N/A | $700 | $700 |
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Past Due: |
$0 | $0 | $0 |
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Remarks: |
ACCOUNT CLOSED BY CONSUMER
PAID ACCOUNT / ZERO BALANCE | Credit line closed-consumer request-reported by subscriber | Account closed by consumer |
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Payment Status: |
Pays account as agreed | Paid satisfactorily | Unrated |
| Account Two Year History
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| Year: |
Year 1 |
Year 2 |
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1998
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1999
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| Month: |
10 |
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12 |
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12 |
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| Equifax: |
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| Experian: |
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| Transunion: |
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^Top of Page^ |
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MBNA AMERICA BANK NA |
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Account Number: |
We did not find information for this account. | 212121XXXX | 12121XXXX |
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Acct Type: |
| Credit Card - Revolving Terms | Revolving account |
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Acct Status: |
| Open | Open |
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Monthly Payment: |
| $15 | $15 |
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Date Open: |
| Nov, 1993 | Nov, 1993 |
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Balance: |
| $252 | $252 |
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Terms: |
| Revolving | Minimum |
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High Balance: |
| $1,488 | $1,488 |
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Limit: |
| $20,400 | $20,000 |
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Past Due: |
| $0 | $0 |
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Remarks: |
| N/A | N/A |
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Payment Status: |
| Current | Paid or paying as agreed |
| Account Two Year History
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| Year: |
Year 1 |
Year 2 |
| 2000
>
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2001
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| Month: |
12 |
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2 |
3 |
4 |
5 |
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7 |
8 |
9 |
10 |
11 |
12 |
1 |
2 |
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4 |
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7 |
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10 |
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| Experian: |
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| Transunion: |
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^Top of Page^ |
| Legend |
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Current
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90
Days Late |
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No Data Provided* |
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120
Days Late |
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30
Days Late |
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Chargeoff or Collection |
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60
Days Late |
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Repossession
or Foreclosure |
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Payment Plan |
*Sometimes the credit bureaus do not have
information from a particular month on file.
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